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Thursday, 02 March 2017 12:13

The banks will assume part of the expenses of setting up the mortgage

Banking entities such as Santander, CaixaBank or Bankia have decided to implement a new model of mortgage deeds to avoid future customer complaints regarding the expenses incurred in the creation of loans for the purchase of housing.

At the end of 2015, the Supreme Court has already ruled in this regard, stating that "The clause that allows consumers to attribute all the costs of the contract, supplementing and contravening legal rules, is striking." The Court considered that the guarantees guaranteed by the mortgage deed benefit from the bank as a lender; A fact that has repercussions on the denial of the permit of their reciprocity in the distribution of the expenses, which until now were borne by the client.

Writings SF Lawyers